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Fishing emails and messages are among the most dangerous cyber security threats. One of the most common and harmful examples is the Social Security Administration Fishing Scam, which targets individuals with dangerous and misleading messages. Even the biggest data violation and financial fraud in history began with someone receiving fishing emails.
They are highly effective due to two things – urgency and copy. You will often see phishing emails or messages that will ask you to take immediate action. They urge you to panic and click on the link, which can install malware on your device. Scammers create this urgency, which pretend to government agencies and threaten you with things like pending taxes, traffic violations tickets and more.
I recently got an email from Charles, a victim of one of these phishing emails, a social security administration is an excellent example of the phishing scam, claiming that his social security number was suspended due to an association with money-laundering activities.
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It is a classic fishing email, one that either wants to steal your money or infect your computer and steal your personal data. These types of scams are very common, and if you are not careful, they can easily fool you.
Let us discuss how this social security administration fruits work and how you can be safe.
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Depiction of a social security card (Kurt “Cybergui” Notson)
How Social Security Number Fishing Scam works
In the email obtained, the scammers used dangerous language to create fear and urgency. It begins with a dangerous allegation that your social security number is investigating for a link to serious crimes such as drug trafficking and money laundering. Here is a part of the message:
“We are identifying your social security number and identity due to suspected links of drug trafficking. A series of international wire transfers for accounts in the banned list of Federal Trade Commission have been marked. Texas and New Mexico reported suspected activities related to your social security number. Texas Attorney General.
At first glance, email seems to be sufficient to create real nervousness. It names the Social Security Administration (SSA), Texas Attorney General and the Federal Trade Commission to make the sound of danger reliable. By tying your SSN to federal offenses, scammers are not just suggesting that you may be in trouble. They give serious legal results, even the possibility of arrest.
This is urgency weapon. The goal you have to work before thinking, you have to click on a link or push to download a document with fear. At that moment of nervousness, a person can forget the basic rules of cyber security.
Another psychological moves that use scammers are overwhelming the reader with details. They refer to many states such as Texas and New Mexico, wire transfer and restricted lists, all to create the assumption that the situation is deeply serious and beyond a person’s control. When people feel overwhelmed, they are more likely to present a person who has authority and provides a quick way to “solve” the problem, usually by clicking on a link or by downloading the file.
SSA scam email (Kurt “Cybergui” Notson)
How to spot a fake social security scam email
While the fishing email is designed to assure, there are always subtle but important signs that give them away.
This email did not address the recipient by name. Instead, it launched comprehensive words such as the “recipient” or directly launched in allegations without a personal salute. Valid government communication almost always uses its full legal name and reference specific case number or account details.
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Agencies like SSA do not suspend social security numbers based on the same event, and they certainly do not send serious notices through unsafe emails. Threatening suspension due to vague, disgusting “activity” is a strategy to ignore logical thinking and trigger fear.
Although the email tries to make formal sound, the phrase is clumsy and incompatible. Caps such as the Texas Court directed the suspension of your social security number “are vague and unfairly structured for an official legal notification.
Depiction of a scam that steals personal information (Kurt “Cybergui” Notson)
10 ways to protect yourself from social security scams and fishing attacks
Scammers are constantly improving their strategy, but by following these steps, you can protect your social security information and even exclude the most assured fishing efforts.
1. Doubt with urgency and dangers
Scammers find things necessary, such as your social security number is going to be suspended or you are suddenly subject to investigation for something serious. All this is about creating terror, so you will work before thinking. Remember, real government agencies do not send scary emails seeking immediate action, threatening you from arrest or asking for payment in gift cards or wire transfer. If you get a message that feels, dangerous or just “closed,” hit poses. Take a breath, check the facts again, and never click on a link or answer until you are completely legal.
2. Strengthen your device safety using strong antivirus software
Good cyber security habits begin at the device level. Make sure you have strong antivirus software installed on your phone, tablet and computer. This tool can help catch the fishing link, can block suspects and even warn you if you accidentally visit a dangerous website.
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3. Consider removing your data from the Internet
Scammers do not get your email address and phone number from an accident. Your information can be leaked through the previous data breech, which is sold by shady data brokers, or can even be scraped online from public profiles. In addition, limit how much personal information you share in public. If you can, consider using an individual data removal service that helps in removing your data from the discovery sites. While no service promises to remove all your data from the Internet, if you want to continuously monitor and automate the process of removing your information from hundreds of sites continuously over a long period, a removal service is very good.
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4. Use different emails for different purposes
A smart way to limit scam exposure is to reduce your digital life. Use an email address for banking and sensitive accounts, another for shopping or membership and a separate for newspaper or social media. In this way, if an email is compromised, scammers cannot easily connect it with your complete identity. An email surname address is also a great way for you to get a constant spam mail by removing only email surname addresses.
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5. Regularly monitor your credit and online accounts
Being safe is not just about avoiding that fishing email. It is about to note whether something goes wrong later. If available, set free credit monitoring, keep an eye on your social security details through the SSA website and look closely at your bank statement. Initial detection of fraud can cause a great difference in limiting damage.
6. Enable multi-factor authentication (MFA) on your accounts
Even if your login credentials are stolen, the MFA adds a powerful additional layer of security. With MFA, a second code sent to your phone to log in is required or generated by an app. Set MFA on your email, bank and social media accounts so that it is very difficult for scammers to handle your accounts, even if they have your password.
7. Use a password manager for unique, strong password
A password manager can securely store and store a strong, unique password for all your accounts. It becomes very difficult for scammers to reach your accounts, even if a password is leaked.
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8. Keep your software updated
Cyber ​​criminals exploit old software to install malware or steal your data. Turn on automatic updates for your operating system, browsers and apps. This ensures that you always have the latest security patch, making it very difficult for scammers to compromise your equipment.
9. Use an identity theft protection service
If you are concerned about identity theft, a credit freeze can prevent scammers from opening new accounts in your name, even if they have your social security number. Identification companies can monitor personal information like your social security number (SSN), phone number and email address and if it is being sold on the dark web or is being used to open an account, you can alert you. They can also help you in freezing your bank and credit card accounts to prevent further unauthorized use by criminals.
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10. Report the efforts of fishing to the authorities
Reporting of suspected email helps officers to track and closure scams. If you receive a fishing message:
- Near it for Anti-Fishing Working Group (APWG): [email protected]
- Report social security-related scams for Social Security Administration (SSA) office: Oig.ssa.gov/report
- Report Fishing and Fraud to Federal Trade Commission (FTC): Reportfraud.ftc.gov
Most email providers also have a “report fishing” or “Mark az spam” button. Use it to help others stay safe.
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Kurt’s key to Techway
The phishing scams are becoming more sophisticated, but the psychology behind them is the same: you scare you without thinking. Whether it is fake social security suspension or fake bank alert, the goal is to always get your personal information or access to your money or your equipment. The best rescue is informed, seriously thinking and never cautious the request.
Have you or someone who has ever received a suspicious message as described here? How did you handle it? Write us and tell us Cyberguy.com/Contact
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