Los Angeles Wildfier According to a new report by the insurance company, severe spring thunderstorms are some of the natural disasters that have contributed to more than $ 131 billion to global damage for the first half of 2025. Munich Ray,
The total loss so far in 2025 was slightly lower than the same time period in 2024, but still above the long -term average.
By this time last year, the total loss was slightly higher than $ 155 billion, adjusted for inflation. The first half of 2024 included an earthquake in Japan on the New Year’s day, which was more than 1,250 tornades in the United States with severe thunderstorms.
Out of $ 131 billion in total damage to 2025, $ 80 billion was insured, which is the second largest amount for the first half of any year since the commencement of recordkeeping in 1980. The first half of 2011 is the only year where the insured loss is high, due to a serious earthquake and tsunami in Japan.
The LA Wildfire is the most expensive natural disaster this year and is estimated that $ 53 billion is the total loss with a $ 40 billion insured person.
Climate change Played a role in wildfire By increasing the position of the fire weather index, made them more intense and destructive, Scientists,
“We need to face the loss that the loss is growing and makes it clear that climate change plays a growing role,” said the main climate scientist of Munich Ray.
As more people move to high-risk climatic regions and climate change leads to a greater extreme increase in weather events, the possibility of damage increases, the Grim said.
In 2025, another major global disaster in Myanmar was March 7.7-the earthquake, killing an estimated 4,500 people and caused a loss of $ 12 billion, of which very low was insured.
According to Munich Ray, weather disasters such as wildfires and storms caused 88% total loss and 98% insured loss. The earthquake had 12% of the total deficit and 2% of the insured in 2025.
In seven of the last eight years, the industry has seen over $ 100 billion in the insured loss, Grim said.
“The second half of the year is usually more expensive,” he said, due to the hurricane season starting in August and ending in November.
According to Grimm and other company experts, the storm and wildfier are required to adapt and reduce these climate effects, with the need to adapt and reduce these climate effects.
“The best way to avoid loss is to implement effective preventive measures, such as strong construction for buildings and infrastructure, to better cope with natural disasters,” said Thomas Blanc, a member of the board of Munich Ray Managing. “Such precautions can also help maintain proper insurance premium even in high -risk areas. And most importantly: To reduce future risk, new building development in high -risk areas should not be allowed.”
