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A cyber security expert warns that a scam that has been used to saving entire life saving or retirement accounts has become “disastrous” for seniors.
FBI Los Angeles on 15 July Posted A reminder on the X about the Phantom Hacker Scam, with the agency according to the agency, has a cost of more than $ 1 billion since at least 2024. The FBI said the scam targets senior citizens and warns that the victims may lose their “life savings”.
Scam operates In three phases: a “tech support impostor,” “Financial Institution Impostor” and a “impatience of the US government.”
In the first phase, a tech support will contact the victims through impotent text, phone calls or emails, then direct them to download the program allowing them to allow scammer remote access to their computer. Then, to open their financial accounts, the scammer asks the victims to determine if anyone has made unauthorized allegations, “Joe FBI says” is the most attractive for targeting. ” Later, the scammer will select an account to target, then tell the victim that they will get a call for further instructions from the bank’s “fraud department”, hosting their account.
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The FBI is warning Americans about a scam that targets senior citizens. (Getty image)
In the second phase, the financial institution will then call the victim and inform them that their funds have “accessed by a foreign hacker” and must be taken to the third party account. The victims are then instructed to send money through wire transfer, cash or cryptocurrency, and are said to have sent “many transactions in days or months”.
In the third phase of the scam, the victim can be contacted by someone who presents an American government employee, which motivates the person to transfer his money to the “surname” account for safety.
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Pete Nicolate said that families should discuss the Phantom Hacker scam with their loved ones. (Getty image/adamkaz)
Czech Point Chief Information Security Officer PT Nikolati said that Fox News Digital said the scam for seniors has become “destructive”, and said that families needed to discuss with their loved ones to preserve them. Nicolate said that scammers are now becoming personal with some of their strategies, which are targeting people with specific interests.
At the check point, Chief Information Security Officer PT Nicolatti said that families should discuss ways for seniors to protect themselves from scams. (Istock)
“The family should have a dinner-time discussion about this,” Nicolate said. “You know, seniors are posting things on Facebook as they are a carvate collector. Criminals are actually using artificial intelligence to look for those types of characteristics and profiles. And they will send you an email or a message, ‘Hey, the corner you ordered that you had ordered a month ago.
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The Phantom Hacker scam has resulted in more than $ 1 billion from senior citizens. (Istock)
Nicolate said that the victims rarely get their money back, even after informing the authorities about the theft.
“It’s disastrous,” he said. “If [victims report their funds stolen] The same day, there is a chance. I think it is in single digit percentage. This, you know, 10, 15%. I have heard, I have heard about getting people back. If it is delayed by it, it is not good. He’s gone.”